NextPhase is an exclusive program which will simplify your income needs.  The program uses a software program  to customized income with cost of living adjustments (COLAs) that's buffered from the market.

A basic explanation of the program is this:  you invest a lump sum in the NextPhase program for 20-30 years (you choose how many years).  That number of years of income is paid to you, including cost of living adjustments.  At the end of the program, the original lump sum you invested is returned to you.

The program is explained with videos, easy-to-use calculators, and further explanations in my NextPhase website (click the link below).

The NextPhase program helps to answer the question:  "How can I convert the assets I've accumulated during my working years into income during my retirement years?"

If you what you see is of interest and you would like me to custom-design your retirement using the NextPhase program, please contact me.

305.579.4012  |  sbanchs@sfsfirm.com